Imagine insurance with equipment policies, seed recovery, and most importantly cash injection. The SWAT trashed the dispensary: imagine $35,000 to fix and replace it all. Is it going to be a fix it all, no. It would need guarantee immediate funds. Perhaps a contract that one must waive certain rights only because the FDIC might challenge such a company. Is it illegal to reimburse a companys seized property with identical repurchased products?
People have dumped their life savings into the dream of being King & Queen of the icky sticky green. Due to complications and lack of rapid studies, there is a fine line between legally operating dispensaries, and no matter which shit storm hits you, you are forced to start over, IF ONE CAN AFFORD IT.
If a dispensary or legally operating cannabis broker is robbed, it is rarely investigated and the owners are left to pick up the peices. Operating a business comes with risks, but cannabis has always come with a bit of brute force scenarios. Police in Tacoma Washington where able to make 2 arrest , the most recent was in February. These 2 arrest where in connection to a Dispensary Robbery that occured in October of 2022. The gang ramed the car through the front of the shop. Guess what, there are 4 more suspects at Large!! All you YOUTUBE DETECTIVES- start investigating, would love to see TOP 20 CRAZY DISPENSARY ROBBERIES - help catch the thrives! 
According to Google The formation of a new insurance company involves two steps: First, the incorporation, or official recognition of a new juristic person; and second, the authorization of the company to engage in the business of making insurance contracts. It typically will run between $5-$15,000 to start up an insurance agency. A juridical person is a non-human legal person that is not a single natural person but an organization recognized by law as a fictitious person such as a corporation, government agency, non-governmental organisation, or international organization (such as the United Nations). Other terms include artificial person, corporate person, judicial person, juridical entity, juridic person, or juristic person. A juridical person maintains certain duties and rights as enumerated under relevant laws.
Good news is, Cannabis Insurance agencies already exist. $10M insurance policies fo growers & sellers. CLICK HERE to check out an insurance company. There are however, many options available for one to start and curate their own insurance company. Keeping things in-house is always going to bring a 'tailored' fit for your unique situation. As Nip would say- " ALL $ IN"
THIS BLOG IS INTENDED TO PROVOKE THOUGHT- perhaps this will be the planted seed that sparks the creation of the CIA. I'm not talking about Central Intelligence, I'm thinking about a CANNABIS INSURANCE AGENCY.